Source: National Cyber Security – Produced By Gregory Evans
Using a credit or debit card involves an Internet transaction. And the Internet is a dangerous place. The list of organizations and businesses that have been hacked is huge, with the theft ofCREDIT AND DEBIT CARD data commonplace. What measures can you take to protect your sensitive information? The first step is to know the laws governing credit or debit card theft and fraudulent use. In the case of credit cards, federal law says you aren’t responsible for fraudulent charges exceeding $50. If you report your card lost or stolen before any unauthorized purchases are made, or if your account number but not your actual card is stolen, you’re not liable for any amount. In addition, check to see whether yourCREDIT CARD PROVIDER has a “zero liability” policy protecting you from all fraudulent purchases. The law is different for debit cards. You aren’t accountable if you report your card lost or stolen before any fraudulent activity occurs. If you report the card missing within two days of learning of its disappearance, you limit your responsibility to $50. Your loss caps at $500 if you inform your bank after two days of learning of the theft or disappearance but within 60 […]
For more information go to http://www.NationalCyberSecurity.com, http://www. GregoryDEvans.com, http://www.LocatePC.net or http://AmIHackerProof.com
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