For more on local municipalities and their fight against credit card fraud, click here.
Keep an eye on your credit card every time you use it, and get it back as quickly as possible. Shield your card number so that others around you can’t copy it or capture it on a cell phone or other camera.
Don’t give out your account number over the phone unless you initiate the call and you know the company is reputable.
Never respond to e-mails that request you provide your credit card info via e-mail, and don’t respond to e-mails that ask you to go to a website to verify personal information. These are called “phishing” scams.
Never provide your credit card information on a website that is not a secure site.
Sign your credit cards as soon as you receive them.
Shred all credit card applications you receive.
Don’t write your PIN number on your credit card or keep it anywhere near your credit card (in the event that your wallet gets stolen).
Never leave credit card receipts lying around.
Keep a list in a secure place with all of your account numbers and expiration dates, as well as the phone number and address of each bank that has issued you a credit card. Keep this list updated each time you get a new credit card.
Don’t carry around extra credit cards that you rarely use.
Open credit card bills promptly and make sure there are no bogus charges. Treat your credit card bill like your checking account — reconcile it monthly. Save your receipts so you can compare them with your monthly bills.
If you find any charges that you don’t have a receipt for or that you don’t recognize, report these charges promptly (and in writing) to the credit card issuer.
Always void and destroy incorrect receipts.
Shred anything with your credit card number written on it.
Draw a line through blank portions of credit card receipts where additional charges could be fraudulently added.
If carbon paper is used in a credit card transaction, destroy it immediately.
It is a good idea to carry your credit cards separately from your wallet, such as in a zippered compartment of your purse or in a small pouch.
Never lend a credit card to anyone else.
If you move, notify your credit card issuers in advance of your change of address.
— Source: Internet ScamBusters
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Article source: http://news-herald.com/articles/2010/12/30/news/nh3464737.txt
Category: Identity Theft Watch